Real Clients, Real ClaimsWe hope our clients never have to make a claim on their personal insurance policies. However, if you suffer a serious illness or injury, personal insurance will provide you with peace of mind, enabling you and your family to focus on recovering instead of where the money is going to come from to pay the bills! The following examples are real life personal insurance claims managed by Tilea Wealth. Since 2011, our clients and their families have received more than $8,000,000 in personal insurance benefits from policies held on our advice. The average age at the time of claim was just 49 years. Terminal Cancer (45 year old Hotel Manager) - Deceased Terminal illness payment of $109,448 Fractured Ankle (52 year old Finance Manager) - Time off Work - minimal Income Protection lump sum benefit (specified injury benefit) of $14,512 Motorcycle Accident (46 year old Medical Doctor): Time off work - 6 weeks Income Protection lump sum benefit (specified injury benefit) of $36,000 Early Stage Melanoma (50 year old Medical Doctor): - Time off Work - nil Critical Illness & Injury partial payment of $74,025 Cervical Cancer (33 year old Lawyer): Time Off Work - Nil (claim occurred whilst on maternity leave) Critical Illness & Injury benefit of $303,260 Income Protection lump sum benefit of $35,730 (Advancement Benefit) Fractured Metatarsal (32 year old Physiotherapist): Time off work - 6 weeks Income Protection benefit of $8,075 Stroke Resulting in Blindness (49 year old Refrigeration Engineer) - Totally & Permanently Disabled and not expected to ever work again Income Protection benefit of $9,000 Total & Permanent Disability benefits totaling $590,000 Fractured Fibula and Dislocated Ankle (42 year old Small Business Owner) - Time off work - 3 months Income Protection benefit totaling $11,045 Total Hip Replacement (64 year old Small Business Owner): Time off work - 3 months Income Protection benefit totaling $20,074 Early Stage Bowel Cancer (31 year old Physiotherapist): Time off work - nil Critical Illness & Injury benefit of $309,000 Income Protection lump sum benefit of $83,083 Reconstructive Surgery to Wrist (31 year old Outdoor Recreation Instructor): Time off work - 3 months Income Protection benefit totaling $14,600 Heart Attack (47 year old Sales Manager): Time off work - 4 months Critical Illness & Injury benefit of $180,000 Income Protection lump sum benefit of $39,000 Mental Health Condition (48 year old Home Maker): Unlikely to return to work again Total & Permanent Disability benefit of $90,000 Fractured Tibia and Fibula and Dislocated Ankle (52 year old Podiatrist): Time off work - 3 months Income Protection lump sum benefit (specified injury benefit) of $10,800 plus top up benefit (partial payment) upon graduated return to work Early Stage Breast Cancer (40 year old Accountant) Critical Illness & Injury partial benefit of $28,142 Complications Following Q Fever (46 year old Barber): Unable to ever work again Total & Permanent Disability benefit of $197,000 Early Stage Melanoma (35 year Contractor): Time off work - Nil Critical Illness & Injury partial benefit of $20,000 Fractured Wrist (42 year old General Manager/Executive): Time off work - minimal Income Protection lump sum benefit (specified injury benefit) of $13,215 Heart Attack (58 year old Engineer): Time off work - Nil (occurred whilst on leave) Critical Illness & Injury benefit of $143,045 Income Protection lump sum benefit of $104,706 Parkinson's Disease (58 year old Architect) - Time off work - Nil Critical Illness & Injury benefit of $51,993 Knee Reconstruction (58 year old Business Coach): Time off work - 4 months Income Protection benefit of $34,761 Fibromyalgia (62 year old Senior Manager): Unable to ever work again Income Protection benefit of $TBA (ongoing claim through to age 65) Total & Permanent Disability benefit of $1,448,426 Parkinson's Disease (60 year old Architect) - Unable to ever work again Income Protection benefit of $TBA (ongoing claim through to age 65) Total & Permanent Disability benefit of $1,520,812 Early Stage Melanoma (56 year old Medical Doctor): - Time off Work - Nil Critical Illness & Injury partial payment of $28,500 Multiple Heart Attacks & Stroke (50 year old Programmer): Unable to ever work again Income Protection benefit of $TBA (ongoing claim through to age 65) Total & Permanent Disability benefit of $452,000 Post Traumatic Stress Disorder (PTSD) (52 year old Logistics Manager): Unlikely to ever work again Income Protection benefit of $TBA (ongoing claim through to age 65) Fractured Ankle (40 year old Commercial Property Manager): Time off Work - Nil Income Protection specified injury benefit of $17,550 Pancreatic Cancer (46 year old General Manager / Executive): Time off Work - 6 Months Income Protection benefit of $106,224 Critical Illness/Injury benefit of $347,207 Atypical Pneumonia (39 year old Physiotherapist): Time off Work - TBA Income Protection benefit of $20,241 |
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