Real Clients, Real ClaimsWe hope our clients never have to make a claim on their personal insurance policies. However, if you suffer a serious illness or injury personal insurances will provide you with peace of mind enabling you and your family to focus on recovering instead of where the money is going to come from to pay the bills! The following examples are real life personal insurance claims managed by Tilea Wealth. As at February 2021, our clients and their families have received in excess of $2,450,000 in personal insurance benefits from policies held on our advice. The average age at the time of claim was just 46 years. Early Stage Melanoma (50 year old Medical Doctor) - Time Off Work - nil Critical Illness & Injury partial payment of $74,025 Cervical Cancer (33 year old Lawyer): Time Off Work - Nil (claim occurred whilst on maternity leave) Critical Illness & Injury benefit of $303,260 Income Protection lump sum benefit of $35,730 (Advancement Benefit) Fractured Metatarsal (32 year old Physiotherapist): Time Off Work - 6 weeks Income Protection lump sum benefit of $8,075 Stroke Resulting in Blindness (49 year old Refrigeration Engineer) - Totally & Permanently Disabled and not expected to ever work again Income Protection benefit of $9,000 Total & Permanent Disability benefits totalling $590,000 Fractured Fibula and Dislocated Ankle (42 year old Small Business Owner) Time off Work - 3 months Income Protection benefit totalling $11,045 Total Hip Replacement (64 year old Small Business Owner): Time Off Work - 3 months Income Protection benefit totalling $20,074 Early Stage Bowel Cancer (31 year old Physiotherapist): Time Off Work - nil Critical Illness & Injury benefit of $309,000 Income Protection lump sum benefit of $83,083 Reconstructive Surgery to Wrist (31 year old Outdoor Recreation Instructor): Time Off Work - 3 Months Income Protection benefit totalling $14,600 Heart Attack (47 year old Sales Manager): Time Off Work - 4 Months Critical Illness & Injury benefit of $180,000 Income Protection lump sum benefit of $39,000 Motor Cycle Accident (46 year old Medical Doctor): Time Off Work - 6 Weeks Income Protection lump sum benefit (specified injury benefit) of $36,000 Mental Health Condition (48 year old Home Maker): Unlikely to Return to Work Total & Permanent Disability benefit of $90,000 Fractured Tibia and Fibula and Dislocated Ankle (52 year old Podiatrist): Time Off Work - 3 Months Income Protection lump sum benefit (specified injury benefit) of $10,800 plus top up benefit (partial payment) upon graduated return to work Early Stage Breast Cancer (40 year old Accountant) Critical Illness & Injury partial benefit of $28,142 Complications Following Q Fever (46 year old Barber): Unable To Ever Work Again Total & Permanent Disability benefit of $197,000 Early Stage Melanoma (35 year Contractor): Time off work - Nil Critical Illness & Injury partial benefit of $20,000 Fractured Wrist (42 year old General Manager/Executive): Time off work - 2 days Income Protection lump sum benefit (specified injury benefit) of $13,215 Heart Attack (58 year old Engineer): Time off work - Nil (occurred whilst on leave) Critical Illness & Injury benefit of $143,045 Income Protection lump sum benefit of $104,706 Knee Reconstruction (58 year old Architect) - Time Off Work - Nil (at this stage) Critical Illness & Injury Income Protection lump sum benefit of $13,596 Parkinson's Disease (58 year old Engineer): Time off work - Nil (occurred whilst on leave) Critical Illness & Injury benefit of $51,993 Income Protection lump sum benefit of $13,596 |
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