Financial Advice

Wealth Creation

Retirement Planning

Superannuation 

Self Managed Superannuation

Estate Planning

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Home and Investment Lending 

Retirement Planning

There is a lot to think about when planning your retirement.  You will need to replace the income you receive from working with your own funds. How much money will you need for your desired lifestyle?  How long do you need it to last? It could be as long as 25 years or more! By planning your retirement early you can ensure that you are taking advantage of the strategies which are available to you.
Our Advisers can help you by planning and implementing strategies designed to maximise your financial position and resources as you move toward retirement.  For example:

  • Projecting your current retirement benefit (based on current strategies employed);
  • Calculating your income and capital requirements based on your desired lifestyle;
  • Reviewing superannuation accumulation methods;
  • Superannuation splitting with your spouse;
  • Maximising tax efficiencies available through salary sacrificing to superannuation;
  • Maximising any entitlement to the Government Co-Contribution Scheme;
  • Reviewing the investment strategy for your superannuation fund
  • Accessing your superannuation benefit to retire debt (upon satisfying a condition of release);
  • Commencing a transition to retirement pension strategy or account based pension;
  • Re-contribution strategies to minimise the impact of death taxes for beneficiaries of your estate;
  • Reviewing your superannuation funds to ensure they are appropriate for your situation;
  • Consider the appropriateness of a Self-Managed Superannuation Fund  for your situation; and 
  • Small business retirement concessions.
TW Financial Advice Services Pty Ltd t/as Tilea Wealth Financial Services is an Authorised Representative of 
TW Licensee Services Pty Ltd ABN 28 649 285 469 AFSL 532286